Grandma & Grandpa's Farm

Friday, January 9, 2009

Grumpy Old Man -- Sticky Fingers

Why is it so Hard to Get People to Let Go of Your Money?

I have noticed that sometimes there can be a tendency for people to have problems letting go of money. I am thinking of especially when it is your money owed to you by them. It seems like some people expect that deposits are something that they can expect to keep unless someone makes a fuss. I have to admit to being pretty lucky with it and have had great relationships with my landlords, but have seen exceptions that people have run into.

There are many good people out there who are prompt with returning deposits whether on rentals or whether a matter of overpayment or simply in having to make change at a later date for some reason. Perhaps I just run on a different sense of financial respect? I really do not like owing people money and would rather pay early or pay a bit more rather than pay a bit too little.

Yet again and again when in money situations I find people being shorted because someone was being... is this where the term "tight fisted" really comes in to play?

Most friends of mine have taken to making sure that when in groups at restaurants that the get a separate check. That is because far too often a group bill gets shorted and the last person in the restaurant has to make up the shortfall even taking into account the money people have added for gratuities. Even double checking the bill to ensure there is no overbilling the money comes up short so very often. My closer social circle has tended to be the ones footing the bill for the shortage. That is why the tendency for us to want separate checks. We trust each other when we go to restaurants, but though we don't know who is doing it in larger groups, we don't like the burden even if we might  be able to afford it.

If someone were to be polite enough to ask in advance for a bit of help with a meal, that would be different.

But I wonder how many damage deposits are forfetted simply because it becomes awkward for the renters to get it back? The landlord -- if it is a matter of rental property -- just doesn't come through with the damage deposit right away even though no damage is done and having moved out of the area it becomes difficult to contact and get back to them. So the landlord can just pocket the money. It is something I hear happening fairly often. But like I said there are great landlords out there and there are also so very many people who skip out on their rent leaving landlords with whole suites full of furniture to deal with disposing of.

The problem really seems to be where it is "someone else's money" involved. That is like the old problem where someone gets a cell phone in someone else's name. Because they are not paying the bill directly very often people just are not careful of the minutes and charges on the phone like they might be if they paid the bill directly. The same goes for when utilities are included in rent. People have a greater tendency to leave lights burning or water running if they do not see the bill directly.

I think often people have to feel the money leaving their pocket or to know it is a cost to them

I wonder if this is something that is getting worse or if it has always been this way? Were borrowed horses always ridden harder? Did people of old have problems getting colateral back or were fingers always sticky?

~ Darrell


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